Fidest – Agenzia giornalistica/press agency

Quotidiano di informazione – Anno 34 n° 316

London Toppled as Identity Fraud Capital of UK

Posted by fidest press agency su venerdì, 4 Maggio 2012

Nottingham, England,(PRNewswire) The UK’s ID fraud hotspot has shifted westwards, with Slough having overtaken London to become the country’s top identity fraud capital, new figures from Experian reveal. The Experian Fraud Report has found that residents of the Berkshire commuter town are more than three times as likely as the rest of the UK to be targeted by identity fraudsters, though the nation’s capital still features most of the 10 boroughs with the highest level of fraudulent activity, East Ham rating over 10 times the national average.
Identity fraud is one of the fastest-growing crimes of the 21st century, and anyone could be at risk from fraudsters getting hold of their personal information. That is why it is so important to have proper safeguards in place to protect your identity if the worst should happen, such as Experian CreditExpert’s alerts if there are any significant changes to your credit report.The remainder of the top 10 nationwide ID Fraud hotspots are made up of a mixture of London commuter belt towns and major regional cities. Gravesend in Kent, Birmingham, Luton in Bedfordshire, Manchester and Leicester are all targeted at twice the national average rate, with High Wycombe, Peterborough, and Windsor completing the top 10.
Nationally, the report reveals that ID fraud across all financial products has remained constant, rising one point from six cases per 10,000 in 2010. However, there has been a dramatic shift in ID fraud targeting current accounts and mortgages by fraudsters.Identity theft via current accounts has more than doubled (from 6 to 14 in every 10,000 applications), while fraudulent mortgage applications quadrupled (from one to four in every 10,000) respectively.In contrast, identity fraud attempts on credit cards have seen a decrease from 17 to 4 in every 10,000 applications.And it’s not just the types of financial products that fraudsters are targeting that are changing. Whereas the number one target was formerly the country’s wealthiest living in London’s most fashionable areas, this has now shifted to younger, lower-income groups renting small flats from local councils or housing associations, or living in old, terraced housing in the centre of large towns. They may not have the large credit lines of wealthier victims, but they are often easier to target.


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