Fidest – Agenzia giornalistica/press agency

Quotidiano di informazione – Anno 33 n° 335

New Day Founder Joins UK Fintech Curve to Lead its New Credit Business

Posted by fidest press agency su martedì, 17 dicembre 2019

Curve, the Over-The-Top banking platform that consolidates multiple cards and accounts into one smart card and app, has appointed Paul Harrald, a founding member of SAV Credit, now New Day, to lead the company’s new Curve Credit Business. Paul joins from Chinese Venture Capital firm CreditEase where he ran UK and European private equity investments and where he first developed a keen interest in Curve. Paul takes up his new role as part of a distinguished career that includes being CIO and Director of Analytics at SAV Credit, now the £1bn alternative credit business New Day, occupying a seat on RBS retail banking boards as well as working as a credit and risk advisor at Google. He was also one of the youngest academics to achieve tenure at Manchester University and has been a visiting Professor in Computer Science at UCL.Curve Credit will allow Curve customers to pay off their credit card debt and to split transactions into instalments, flexibly and simply managed within Curve’s app. Curve’s unique position as an OTT banking platform with read/write access enables customers to make smart decisions based on their spending and credit habits across all their financial products, regardless of where they pay and to whom. Curve Credit will be an alternative to revolving credit and will feature the ability to make full, ad hoc, partial, and regular repayments from a variety of sources. Customers will have complete visibility of payment schedules and amounts outstanding. Although Curve Credit is still in its very early stages, Harrald has big plans for the new product and is preparing to apply for FCA approval.


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