Fidest – Agenzia giornalistica/press agency

Quotidiano di informazione – Anno 31 n° 301

Posts Tagged ‘indicators’

“2019 Credit Card Data Book: Key Indicators of a Slowing Market”

Posted by fidest press agency su giovedì, 7 marzo 2019

The 2019 Credit Card Data Book, the latest edition of the annual compilation of 12 essential credit card metrics has been released. The report, which provides a view of credit card portfolio volumes, household debt, and open accounts, projects credit risk and revenue results into the next decade.Readers will get a deeper understanding of credit risk in this year’s report along with a detailed explanation of how the credit card delinquency process works. Early and late delinquencies have a direct impact on credit card profitability, which is expressed through the return on assets (ROA) metric. In the United States, credit card ROA has been steadily falling from the 4.94% achieved in 2014. In this report, the author projects 2.4% ROA for 2020. As 2019 begins, card issuers need to be planning for 2020 and should expect slower growth, slimmer profits, and tighter lending, commented the author of the research report. Pay attention to how top issuers are keeping their portfolios in check, as issuers outside of the top 100 are seeing severe risk. In 2018, top issuers experienced credit losses of 3.81% of their receivables while those outside of the top 100 saw their rates surge to 7.92%. If this persists, some market consolidation is likely, Riley continued.

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Choice of surveys influences results of health indicators

Posted by fidest press agency su giovedì, 6 dicembre 2018

Knowing the variations in the number of patients or the average life expectancy by age and country are just some of many health indicators used to describe and investigate public health situation and its issues. Measuring health is a necessary task to develop proper policies and strategies, but it is also a difficult one. And the choice of the tools used to perform it may influence its results.A study published on the International Journal of Public Health by members of the Lifepath project revealed that survey choice strongly impacts estimates of educational inequalities and disability using one of the main health indicators used in Europe.
The GALI (Global Activity Limitation Indicator) is one of the three questions of a module developed to be used in EU social surveys, statistical analysis and the Eurobarometer. It has been shown to be a reliable indicator with good predictive validity but, being a self-reported indicator, it is subject to variations in the tendency to report health problems. The GALI is provided through surveys that can vary in terms of sampling design, method of data collection, response rate, whether or not proxy respondents are allowed, and the phrasing of the GALI question.Lifepath researchers wanted to assess whether different surveys that measure the GALI indicator may lead to similar conclusions regarding prevalence and educational inequalities. They analysed three widely used nationally representative European surveys, in order to see whether they provided similar or different estimates of prevalence of GALI disability and of educational inequalities in GALI disability in Europe.
What they found is that there are important differences in the prevalence and the educational inequalities of GALI disability between the surveys included in the analysis. Which means that is possible to draw different interpretations of the health status of a country, its relative position to other countries and the size of educational inequalities, depending on what survey is used for the measurement. These findings have relevant implications for population health monitoring and, in turn, for the development of proper health policies. «At the national level, it is difficult to make reliable assessments of the prevalence of disability since the agreement between different surveys is lacking and there is no gold standard among the three surveys», said Jose Rubio Valverde, junior researcher in public health at the Erasmus MC in Rotterdam and leading author of the study. «We think that further investigations are required to understand what drives these discrepancies».As long as there is no way of knowing which survey represents reality, the only option is to combine all available data sources and search for patterns that are consistent between surveys. If the surveys agree in the trends, this would mean that a country is consistently improving or worsening. However, comparisons between different country are even harder to perform reliably. Lifepath experts thus recommend to be very cautious in using these surveys for cross-country comparisons of (inequalities in) GALI disability.

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Importers’ maintaining low costs

Posted by fidest press agency su martedì, 11 agosto 2009

The figures from the Quality Control industry in Asia account for a good indicator of the health of international trade. Based on a few selected indicators, AsiaInspection publishes this barometer on a quarterly basis. With 8,500 Inspections performed during the 2nd Quarter of 2009 (+ 26% vs. Q2 2008) AsiaInspection (www.AsiaInspection.com) pinpointed some illuminating trends. As consumers demand safer and more environmentally friendly products, AsiaInspection continued to see interest from companies keeping a close eye on every step of their supply chain, in order to prevent costly and embarrassing product recalls. After countless tainted product scandals coming from China and other Asian countries over the past two years, Factory Audits in Asia jumped +61% from the same quarter one year ago while Product Inspections were also stronger with +26% growth. Companies around the globe are striving to improve their product, environmental, and social standards. As an example, Wal-Mart recently announced that by 2012, 95% of their production must come from factories that receive the highest environmental and social audit rankings. Sales of Inspections by client zone echo the daily news with the United States remaining the most affected by the crisis in terms of imports from Asia. Indeed, AsiaInspection’s turnover from US clients decreased by -4.8% between Q2 2008 and Q2 2009. In contrast, Europe was bullish with +29% growth, and emerging markets in Asia and South America saw brisk growth of +73%. Based on the geographical split of Inspections performed by AsiaInspection, China continues to be the world’s manufacturing floor. AsiaInspection saw Product Inspections in China jump to nearly 7,000 for the quarter, a +25% increase compared to Q2 2008, this despite tens of thousands of factories shutting their doors since early 2008. However, other low-cost Asian countries outpaced China with a cumulative growth of +42% during the same period.  At a time when markets are contracting, this reflects the ongoing trend of companies securing their supply chain while maintaining low costs by producing in Asia.  Governments and consumers are making quality a priority. After millions of toy recalls throughout the world in 2007 and 2008, toy Inspections performed by AsiaInspection had an impressive year over year growth of +42%. AsiaInspection will publish the Q3 barometer based on similar indicators next October.

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EU: report on child trafficking in the EU

Posted by fidest press agency su domenica, 5 luglio 2009

Brussels 7 July 2009, 11.00 a.m.International Press Centre / Residence Palace Rue de la Loi 155 press conference On the EU Fundamental Rights Agency (FRA) will release a new report on ‘The role of the European Union in the fight against child trafficking’. The report notes that every year a significant number of children fall victim to trafficking for sexual exploitation or other purposes. At the same time, there are an extremely low number of convictions in child trafficking cases. The FRA therefore suggests concrete measures to address this EU-wide problem. Speakers: Morten Kjaerum, Director of the European Union Agency for Fundamental Rights (FRA) Niraj Nathwani, Author of the Report (FRA) (in English; questions can also be asked in French and German) In July 2007, the European Commission asked the European Union Agency for Fundamental Rights (FRA) to develop indicators to measure how the rights of the child are implemented, protected, respected and promoted in the EU Member States. The indicators were published by the Agency in March 2009 and are available from http://fra.europa.eu. In October 2007, the European Commission requested that the Agency started collecting data on the basis of these indicators. Following a consultation meeting with other international organisations and the European Commission in Vienna, in April 2008, it was agreed that the FRA’s first thematic study on the rights of the child would focus on child trafficking.

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